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Business Insurance: 5 Stapes in checking your insurance coverages 

Owning a business is a thrilling rollercoaster ride. Highs of success intermingled with lows of unforeseen challenges. That's where business insurance comes in, your trusty safety net against unexpected bumps on the road. But just like a physical net, it...

The new year is upon us, and with it comes a fresh wave of resolutions, both personal and professional. For business owners, this is the perfect time to reflect on the past year, assess your insurance coverage, and make any necessary adjustments to protect your livelihood in the year ahead.

Holiday Cheer and Risk Management: Do's and Don'ts on Employer Sponsored Company Parties

As the holiday season approaches, many employers start planning company parties to celebrate the year's accomplishments and foster camaraderie among their staff. While these events can be a great way to boost morale and team spirit, it's important for...

AI in Risk Prevention

Artificial intelligence (AI) is rapidly transforming the way businesses operate, and risk management is no exception. AI is being used to identify, assess, and mitigate risks more effectively and efficiently than ever before.

Here are some of the key ways that AI is being used...

Yes, there is such as thing called over insured. Just like a too much of a good thing, being over insured means that you have more insurance than you need or can afford. This can happen for a number of reasons, such as:

• Duplicate coverage: You may have two or more policies...

Your cost of workers' compensation insurance is determined by a number of factors, including payroll, industry, claims history, location, size of business, safety record, and type of work performed. By shopping around, improving your safety record, and working with an insurance broker, you can get the best possible price on...

Climate Change Risk Mitigation 

Climate change is one of the biggest challenges facing our world today. It is already causing more extreme weather events, such as hurricanes, floods, and droughts. These events are having a devastating impact on communities and businesses around the world.

Insurance can play a...

Sustainable insurance is a type of insurance that takes into account environmental, social, and governance (ESG) factors when underwriting policies and paying claims. It is a relatively new concept, but it is gaining popularity as businesses and individuals become more aware of the importance of sustainability.

Here are some examples...

Business umbrella insurance is a type of liability insurance that provides extra coverage above and beyond the limits of your other business liability policies. It can help protect your business from financial losses resulting from lawsuits, such as those alleging bodily injury, property damage, or personal and advertising injury.

Umbrella...

What are the most common injuries at workplaces and some recommended preventive measures?

Workplace injuries are a common occurrence, and they can have a significant impact on both employees and employers. In addition to the physical and emotional pain and suffering that injuries can cause, they can also lead to...